At K.D. Smith, we understand that some drivers just have a "little bit of bad luck" when it comes to their motor vehicles.

If you've had "run-ins" with telephone poles, trees, other vehicles or the local authorities, we may be able to help.

If your auto-body mechanic knows you by voice, you may be in need of a high risk insurance policy.

Bodily Injury Liability.
Property Damage Liability.
Collision.
Comprehensive / Theft
Uninsured/Underinsured Motorists.
Custom Parts and Equipment
Medical Payments
24 Hour Roadside Assistance.

When other companies refuse to listen, when the quotes you get resemble a high interest mortgage, when you're getting ready to give up and resort to mass transportation...it's time to call K.D. Smith Insurance