Services

Comprehensive
Insurance Services

KD Smith is a family-owned insurance agency with over 22 years in the South Allentown community, specializing in coverage solutions for the transportation and commercial industries. With more than 83 years of combined experience, our team delivers reliable insurance products tailored to truckers for hire, roadside assistance providers, passenger transportation companies, freight handlers, and lumpers. We also offer comprehensive business insurance, workers’ compensation, and occupational accident coverage to keep your operations protected and compliant. As the insurance landscape evolves, we stay ahead of industry changes to ensure every client receives the right protection, competitive rates, and knowledgeable guidance every step of the way.

Trucking – Hauling Freight for Profit

We work with the Transportation industry because we understand it. Get the right Coverage and fastest COI’s.

Commercial Roadside Assistance

Designed for the trucking industry, our program is for perfect for lite and heavy commercial trucks.

Public or Private Transport

There is no second guessing when it comes to having the right insurance coverage for Bus, Limo, Taxi, Paratransit, or Shuttle services.

Business
Insurance

From buying & selling to servicing & manufacturing, we offer special programs for Property Investors, Contractors, Service industry, Retailers, & Wholesalers.

Workers
Compensation

Get the right policy to provide protection to the business owner when an employee is injured on the job.

Freight Handlers
and Lumpers

We understand what happens behind the scenes and will make it easier for you to get the right coverage.

Occupational
Accident Coverage

This insurance will provide coverage for the owner operator in the event of an accident that occurs while you are working.

Personal
Insurance

We offer a handpicked group of companies because they have a solid price/value combination with excellent claims service.

Have A Question? We Are Here To Help You!
Frequently Asked Questions

At KD Smith Insurance, we are your trusted partner in comprehensive insurance solutions for the transportation industry and beyond. We specialize in trucking insurance, workers compensation, roadside assistance, freight handlers & lumper coverage, transportation of people, occupational accident coverage, and a full range of business insurance services. Whether you’re an independent owner-operator, a fleet manager, or a business owner, our goal is to provide tailored insurance policies that protect your assets, employees, and operations. Below you’ll find answers to some of the most common questions we receive about our coverage options and services.

Are your policies customizable to my specific business needs?

Absolutely. We customize each policy based on your unique risks, business size, type of transport, and coverage requirements to ensure comprehensive protection without overpaying.

Do you offer certificates of insurance (COIs) quickly?

Yes, we provide fast, same-day COIs to help you meet contract requirements and avoid delays in starting jobs.

How do I get a quote for my trucking or business insurance?

Getting a quote is easy! You can call us directly or fill out our online form, and our specialists will provide you with a tailored quote based on your business profile and coverage needs.